Simple Steps To Protect Yourself Against Identity Theft

ID Simple Steps To Protect Yourself Against Identity Theft

Are you the victim of identity theft? According to Joanna Crane of the Federal Trade Commission's Identity Theft Program, 80% of the victims who call the FTC say they have no idea how it happened.

Furthermore, an FTC survey reported that 4.6% of those polled reported that they had been a victim of identity theft within the past year. Additionally, according to a recent General Accounting Office report, it is estimated that as many as 750,000 Americans are victims of identity theft every year.

Is this an invisible enemy and are American's personal and financial information that easily accessible to identity thieves? What can the average American do to protect themselves from these personal attacks on their privacy? Although there are no guarantees, here are five simple steps to help prevent identity theft:

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Phishing And Fraud and What Is It?

ID Phishing And Fraud and What Is It?

Phishing is a very sneaky type of fraud conducted over the Internet. Its name is a throw back to the early days of hacking and identity theft and the practice of phone phreaking. While there can be very complicated schemes devised, they are all based on a very simple concept.

Phishers try to persuade you, or trick you into giving them sensitive information which they can then use to make money out of the system. For example, one very attractive target for phishers would be your paypal account. Paypal is an online payment system that allows you to put money in your account with your credit or debit card, and then basically email the money to other people's paypal accounts. It is very simple, cheap and fast and very popular for online shoppers as they do not have to give their credit card details away over the internet.

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Fight Back Against Identity Theft

Fight Back Against Identity Theft

Identity theft is a serious crime that costs American consumers billions of dollars and countless hours each year. It occurs when someone uses your personal information without your permission to commit fraud or other crimes.

While you can't entirely control whether you will become a victim, there are steps you can take to minimize your risk. The Federal Trade Commission (FTC), the nation's consumer protection agency, encourages consumers to Deter, Detect and Defend to help cut down on identity theft.

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Identity Theft: Stop It Now!

Identity Theft: Stop it Now!

You may be a victim of identity theft and not even know it. Thieves may have secured important information about you and are using it without you knowing what they are doing. By the time you discover their nasty deeds, much damage may have already been done. While you may not be held responsible for their antics, the aggravation and recurring pain you will go through in restoring your good name can be intense. Let's take a look at some ways you can stop identity theft now.

Protect your social security number. There are very few people in life who really need to know your social security number. Besides government entities and certain creditors, no one should be asking you for that information. If they do, politely refuse or instruct them to mail their request to you in writing.

Block telemarketers. Make certain that your phone number is registered on do not call registries to keep telemarketers at bay. You control your phone; get caller i.d. to avoid those who slip through the loopholes in the law.

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